Uninsured Drivers

Posted by Andrew Cox on 25 January 2011 | 1 Comments

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Anyone who owns an uninsured vehicle will be traced and become potentially liable to pay a fine....or worse!

The database of the Motor Insurers (MID) is to be linked to that of the DVLA. This will enable enforcement officers to detect any uninsured vehicle, whether it is being driven or simply parked.

Under the new system, the owner/keeper of the vehicle will receive a letter telling them that the vehicle appears to be uninsured. Action will be demanded; if this demand is ignored then a fine will follow and the vehicle will be removed and destroyed. The authorities are promising no mercy - the campaign to eliminate uninsured driving is becoming ever stronger.

Why is this? Statistics show that uninsured motoring is a big problem. Some of the consequences include accidents causing 23,000 injuries and 160 deaths each year. Apart from the social cost, the monetary effect is to add £30 to every motor insurance premium. Each year, around 242,000 offenders are convicted for uninsured driving; expect this number to rise!

More details on this will come from the authorities soon. The enhanced scheme comes into force in Spring 2011


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  • Interesting post!
    Insurance premiums are clearly an issue for all of us and there are ways to control potential costs. One easy way to do this is to undertake advanced driver training. How many of us have done any training since we passed our basic L test? Advanced driving techniques significantly reduce the risk of crash involvement.
    Clearly, if you can avoid getting involved in a crash and protect your licence from picking up penalty points,you will be less of a risk to an insurer, which should at least control premium costs.
    This is one of the reasons why businesses are increasingly training their company car drivers.

    Posted by Mark Dowding, 26/01/2011 9:28am (1 year ago)

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